The 5-step lockdown
Do these in order, in one sitting, on a device you trust.
- Change the password to a unique one
- Update the recovery email
- Turn on two-factor authentication
- Log out other sessions
- Save backup codes offline
Keep usage consistent
Log in from the same device and network where possible. Sudden changes in location and device are a common reason payment platforms ask for extra checks.
Test with a small payment
Top up a small amount and make one low-value purchase before moving larger balances. It confirms the card works for your merchants.